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Disclaimer And Terms

Legal Notice

BY ENTERING AND USING THIS WEB SITE YOU ACKNOWLEDGE THAT YOU HAVE READ AND UNDERSTAND THESE TERMS OF USE AND THE PRIVACY POLICY AND ARE AFFIRMATIVELY INDICATING THAT YOU AGREE TO BE BOUND BY THEM.

GENERALLY

Terms and Modifications

We may change, suspend or discontinue any aspect of this Site at any time. We may modify these Terms of Use at any time, and such modifications shall be effective immediately upon either notifying you or posting the modified Terms of Use. You agree to review the Terms of Use periodically to be aware of such modifications and your continued access or use of this Site shall be deemed your acceptance of the modified Terms of Use. Your use of this Site is conditioned upon the Terms of Use in force at the time of your use.

Registration

Access to some of the content, services and features on this Site requires users to register using the form provided. Registration may require you to provide certain personally identifiable information, such as your name, e-mail address, street address, gender, and date of birth. If you are under the age of 13, do not register unless your parents have given you permission to do so. Our use of personally identifiable information is governed by the terms of our Privacy Policy. You represent that the information you have provided on the form is true, accurate, current and complete and that you will maintain and promptly update the information to keep it so. We reserve the right to terminate the registration and deny access to all or a portion of this site to any person who violates the Terms of Use.

Passwords

You are responsible for maintaining the confidentiality of any usernames or passwords issued to you for your use of or access to this Site and you agree not to allow any other person or entity to use any usernames or passwords that are issued to you. You will be responsible for all activity that occurs (whether by you or by others) under your user account or password. You agree to notify us immediately of any unauthorized use of your password or username or any other breach of security and to let us know if you wish to cancel a username or password. You also agree to exit from your account at the end of each session. We cannot and will not be liable for any loss or damage arising from your failure to comply with these obligations. We reserve the right to delete or change any username or password at any time and for any reason.

USE OF THIS SITE

Our Intellectual Property

This Site and the material on the Site is owned by us and third party providers and is protected by international copyright, trademark and other intellectual property laws. This Site and the content provided in this Site may not be copied, reproduced, republished, uploaded, posted, transmitted or distributed without our written permission, except that you may download, display and print one copy of the materials presented on this Site on a single computer for your personal, non-commercial use only. “Deep-linking,” “embedding” or using analogous technology is strictly prohibited unless specifically authorized in writing. Unauthorized use of this Site or the materials contained on this Site may violate applicable copyright, trademark or other intellectual property laws or other laws. You must retain all copyright and trademark notices, and any other proprietary notices, contained in the materials. The use of such materials on any other web site or in any environment of networked computers is prohibited. You may establish a hypertext link to this Site provided the link does not state or imply our sponsorship of the other site and further provided that you do not frame any of the content of the Site or incorporate into another website or other service any of our intellectual property.

Content Submitted by You (“Submissions”)

“Submissions” means all comments, feedback, suggestions, e-mail and similar information or materials you submit to us including posting comments to blogs, stories, and community forums, submitting letters to the editor, and submitting manuscripts, articles, photographs, videos, artwork or other material. In sending the material, you are representing and agreeing that:

You are the author of the Submission or that you are making the Submission with the express permission of the author/owner.

The Submission is free from restrictions on publication and does not infringe or violate any existing copyright or other property right that exists in favor of any other person or entity.

You are granting us a royalty-free, perpetual, irrevocable, non-exclusive, unrestricted, worldwide license to use, copy, modify, transmit, sell, exploit, create derivative works from, distribute and or display such Submission, in whole or in part, in any manner or medium now known or hereafter developed.

You automatically waive any claim that any use of such content violates any of your rights, including privacy rights, publicity rights, moral rights or any other right, including the right to approve the way we use such content.

You are responsible for the content of all Submissions and acknowledge that third parties may hold you responsible for content related claims including libel, invasion of privacy, misappropriation of likeness and disclosure of confidential information.

You shall indemnify, defend and hold us, our parent company and our affiliated entities (including our officers, directors, owners, agents and employees) harmless from all liability and costs incurred by those indemnified in connection with any claim arising out of any breach by you of the above representations and warranties and for any claims related to the content or your Submissions.

We have the right to disclose any information that we believe necessary to comply with any law, regulation or governmental request or that information that could prevent or assist in the resolution of any criminal, illegal, or inappropriate activity.

Online Conduct

We encourage a free and open exchange of ideas in a climate of mutual respect. We do not control the messages or postings that are sent to the Site but we, or third parties acting on our behalf, may monitor online conduct to enforce these Terms of Use. We reserve the right in our sole discretion, but do not assume any obligation, to refuse to post, remove, or edit any messages or postings sent to the Site. Any action by a user that infringes on another user’s right to use and enjoy this Site is prohibited. We reserve the right to suspend or terminate your access to and use of this Site if, in our view, your conduct fails to meet any of our guidelines. We also reserve the right to change these terms at any time. It is a condition of your use that you do not:

Include any information that is false, misleading or inaccurate.

Use the Site for any unlawful purpose or to transmit any material that contains a virus.

Use the Site to encourage others to engage in illegal activities or activities that could cause injury to persons or property.

Use the Site to upload, post, e-mail, transmit or otherwise make available content that infringes any patent, trademark, trade secret, copyright, privacy, publicity or other proprietary rights of any party.

Use the Site to upload, post, email, transmit or otherwise make available content that is harmful to minors in any way, or that is harassing, harmful, threatening, abusive, vulgar, obscene, defamatory, libelous, hateful, or racially, ethnically or otherwise objectionable.

Use any portion of the Site for uploading, posting, emailing, transmitting or otherwise making available junk mail, commercial advertisements, or any other form of commercial solicitation.

Attempt to interfere with any other person’s use of the Site.

Misrepresent your identity or impersonate any person.

Hold yourself out as sponsored by, endorsed by, or affiliated with us.

Attempt to modify, translate, adapt, edit, decompile, disassemble, or reverse engineer any software programs used by us or in connection with the Site.

To register a complaint about another user’s conduct, please send a message to our Online Editor.

Online Commerce

Some areas of our Site may allow you to purchase items or services from us or from third parties. We are not responsible for any interactions between you and third parties or for the timeliness, accuracy or quality of items purchased from them. You should review third party’s practices and policies prior to purchasing items as their practices and policies may differ from ours. When you purchase items or services from our Site, you may be subject to additional terms and conditions that specifically apply to the items you are purchasing. You are financially responsible for all purchases made by you or someone using your account.

Links to Other Sites

Any links from this Site to other websites are provided for your information and convenience only. We do not assume any responsibility or liability with respect to any website linked from this Site (or any website linking to this Site). We do not review or monitor such links. A link from this Site to another website (or a link from another website to this Site) does not constitute a referral, endorsement, approval, advertising, offer or solicitation with respect to such website, its contents, or any products or services advertised or distributed through that website. The privacy policies of other sites may differ from ours so if you have questions about other sites’ privacy policies, please contact them directly.

EXCLUSION OF WARRANTY

WE MAKE NO WARRANTY OF ANY KIND REGARDING THIS SITE AND/OR ANY MATERIALS PROVIDED ON THIS SITE, ALL OF WHICH ARE PROVIDED ON AN “AS IS” BASIS. WE DO NOT WARRANT THE ACCURACY, COMPLETENESS, CURRENCY OR RELIABILITY OF ANY OF THE CONTENT OR DATA FOUND ON THIS SITE AND EXPRESSLY DISCLAIM ALL WARRANTIES AND CONDITIONS, INCLUDING IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT, AND THOSE ARISING BY STATUTE OR OTHERWISE IN LAW OR FROM A COURSE OF DEALING OR USAGE OF TRADE.

We do not warrant that the Site or any of its components will be uninterrupted or error free, that defects will be corrected or that the Site is free of viruses. There may be delays, omissions, interruptions and inaccuracies in the news, information (including financial information such as stock quotes) or other materials on the Site. None of the information contained in this Site shall be construed as an indication of our views, opinions or recommendation, or endorsement thereof.

We provide what we believe to be useful, current and accurate information regarding healthcare, real estate, career advice, automotive and used car valuations, employment opportunities and many other areas. However, we do not make any representations, nor do we warrant the accuracy, completeness, timeliness or reliability of any advice, opinions, or materials on these components of the Site. The material and content contained therein is for general information only and is not intended to be a substitute for professional advice. Users of these areas should not rely exclusively on information provided in these areas for their own health care, real estate, automotive, career or other needs.

LIMITATION OF LIABILITY

WE, OUR PARENT, AND AFFILIATED ENTITIES ASSUME NO RESPONSIBILITY, AND SHALL NOT BE LIABLE FOR, ANY INJURY, LOSS, CLAIM, DAMAGE, OR ANY SPECIAL, EXEMPLARY, PUNITIVE, INDIRECT, INCIDENTAL OR CONSEQUENTIAL DAMAGES OF ANY KIND (INCLUDING, BUT NOT LIMITED TO LOST PROFITS OR LOST SAVINGS), WHETHER BASED IN CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE, WHICH ARISES OUT OF OR IS IN ANY WAY CONNECTED WITH (1) ANY USE OF THIS SITE OR ANY DECISION MADE OR ACTION OR NON-ACTION TAKEN BY YOU IN RELIANCE UPON THE INFORMATION PROVIDED THROUGH THIS SITE OR THE CONTENT FOUND HEREIN OR (2) OUR PERFORMANCE OR NON-PERFORMANCE EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF DAMAGES TO YOU. Certain jurisdictions might not allow limitations on implied warranties, or the exclusion or limitation of certain damages. If these laws apply, some or all of the above disclaimers, exclusions, or limitations, may not apply to you, and you may have additional rights to those contained herein.

COPYRIGHT

We respect the intellectual property rights of others and require that people who use the website do the same.

MISCELLANEOUS

These Terms of Use and the Privacy Policy constitute the entire agreement between you and us. Additional terms and conditions may apply to the purchase of goods and services of third parties to whom you are provided access through this Site. Your use of this Site is independent and you shall not be construed as an employee, agent or partner of, or joint venturer with, us for any purpose.